Business Loans and Commercial Financing
Emprise Bank provides business financing backed by experienced lenders. We help businesses find the right financing solutions and move forward with confidence. Our offices in Kansas City, Omaha, Wichita, and across Kansas mean we're right where you need us.
Financing Solutions for Your Business
Talk to us about how we can customize a loan option for you:
Business Loans for equipment, vehicles and fleet, inventory, working capital, seasonal financing, expansion projects, ownership transitions and acquisitions.
SBA Loans for business acquisition, equipment and machinery, real estate purchases and renovations, inventory, working capital and debt refinancing. Emprise Bank is a Preferred SBA Lender and offers SBA 7(a), SBA 504 and SBA Express Loans.
Commercial Real Estate Loans for owner-occupied properties, investment properties, construction projects and development opportunities.
Local Decisions. Experienced Advisors.
When you work with Emprise Bank, you can count on:
- Local decision-making
- In-house underwriting
- Preferred SBA Lender status
- Expert guidance
- Dedicated relationship managers
- Fast response times
- Financing solutions tailored to your business
Partner with a bank that's invested in your success.
Business Financing FAQs
Emprise Bank offers commercial and industrial loans, small business loans, SBA loans and commercial real estate loans. In addition, we offer specialized loans for medical practices and practitioners, farm operations and agribusinesses, and small businesses.
At Emprise Bank, we offer local decision-making and in-house underwriting. We are a Preferred SBA Lender and have expertise in commercial lending. Our dedicated relationship managers offer fast response times and financing solutions tailored to your business.
Each business loan is unique. The amount you may be able to borrow depends on the type of financing you need. It also depends on what you plan to purchase or fund. Your industry and your business plan also play a part in determining the right loan for you.
Our lenders will review your application and build a financing package that fits your needs.
To learn more about underwriting, visit How to Use the 5 Cs of Credit to Prepare Your Business Loan Application.
Small business owners can use funds from an SBA loan to achieve several goals:
- Acquiring an existing business
- Buying or renovating commercial real estate
- Refinancing business debt
- Fund working capital for day-to-day operations
- Purchasing equipment, machinery, furniture, or fixtures
Emprise Bank is a Preferred SBA Lender because of our expertise with the SBA lending process. We can make credit decisions in-house, which means a faster loan closing for you.
As a top small business lender in Kansas, Missouri and Nebraska, you'll get hands on support and tailored solutions. Our dedicated SBA advisors can guide you through each step of the process so it's clear and seamless.
How fast we can get to a loan closing depends on several factors. They include the type of loan, the size and complexity of the request, and how quickly we receive the required documents.
You can keep the process moving by providing complete financial information and any requested documentation as early as possible. Because we make lending decisions in-house, our approval process is efficient. Your loan expert can guide you through each step so you know what to expect.
Yes, we offer loans that cover equipment purchases and leases. We also offer loans for:
- Business acquisitions
- Inventory
- Working capital
- Expansion projects
- Real estate purchases and renovations
- Debt refinancing
Yes, we offer loans for business acquisitions, franchises and partnership buy-ins. We also offer business loans for inventory, working capital, expansion projects, real estate purchases and renovations, and debt refinancing.
Yes. Emprise Bank offers medical banking solutions to help you reach your personal and professional goals. Talk to us about:
- Practice acquisitions and partner buyouts
- New practices for dental offices, veterinary clinics, opticians, and physicians
- Equipment financing
- Office expansion and real estate
- Operating line of credit
We also offer payment solutions, a professional home mortgage program and wealth management.
Emprise Bank has specialized agriculture banking teams across Kansas. Our ag bankers understand the needs, challenges and hard work involved in running a successful agribusiness. Talk to our experts about our solutions for farmers, ranchers and agribusinesses:
- Farm equity lines of credit
- Livestock loans
- Operating capital and equipment loans
- Real estate lending
- FSA farm loans
- Succession planning and trust and estate services
We provide both small business and SBA loans:
- Business acquisition
- Growth capital and business operations
- SBA financing
- Business line of credit
Our business bankers and loan advisors are available across Kansas and in Omaha and Kansas City. Find a location near you.
For most applications we will need:
- Personal and business tax forms
- Year-to-date financial statements (profit and loss, balance sheet)
- Cash flow projections
- Business plan and how the loan proceeds will be used
- Schedule of existing debts
- Details on collateral (statements, appraisals, or lists of assets)
- Ownership information and background info on key management
Talk to one of our loan advisors about the documents you'll gather for your application. They can guide you through the process and help you stay on track.