Better Budgeting 101: Master Your Finances with MyInsights
When you take control of your money, you open the door to new possibilities. Whether you’re dreaming of a new home, growing your savings, or simply wanting to feel more confident in your day-to-day spending, the right digital budgeting tools can help make it happen.
MyInsights from Emprise Bank puts your financial future in your hands. More than just a digital budgeting tool, MyInsights is your personalized command center for making your money work for you. From setting savings goals to tracking spending habits to managing debt, MyInsights helps you gain clarity, reduce stress, and stay focused on what’s most important to you.
Why Use a Digital Budgeting Tool?
Gone are the days of paper budgets and highlighters. With digital banking tools like MyInsights, you can:
- Get real-time views of your finances
- Track spending across categories
- Monitor upcoming bills and subscriptions
- Set realistic goals you can actually stick to
Below are six tips to using MyInsights to build budgeting momentum and power your financial future.
Tip #1: Customize Your Dashboard
Budgeting should reflect your life—not someone else’s. MyInsights lets you tailor your dashboard so you can focus on what matters most.
- Want a big-picture view? Prioritize your net worth tile.
- Prefer detailed, monthly budgeting? Use Upcoming Bill Insights to stay ahead of due dates.
By customizing your dashboard, you create a system that matches your mindset and helps you stay on track wherever life takes you.
Tip #2: Visualize Your Spending
Let’s be honest: most of us aren’t analyzing spreadsheets for fun. That’s why visual budgeting tools are a game changer. MyInsights turns your transactions into easy-to-read charts and graphs so you can:
- See where your money goes at a glance
- Spot patterns in your spending
- Make informed decisions quickly
One standout feature is Category Spending Insight, which shows how much you spend on things like dining, groceries, entertainment, and more. You may be surprised to see where your dollars are going.
Tip #3: Catch Sneaky Subscriptions
It’s easy to lose track of subscriptions. From streaming services to games and other apps, small charges can chip away at your budget. Use Upcoming Subscription Insight in MyInsights to:
- Track all subscriptions in one place
- View costs and billing dates
- Cancel or adjust services before renewals hit
This feature helps you eliminate services you no longer want and keep more money where it belongs: in your savings.
Tip #4: Pay Down Debt
A solid budget doesn’t just track where your money is going; it helps you move forward financially. With MyInsights, you can create a personalized debt payoff strategy and show you exactly how fast you can make progress. You'll get:
- A clear visual of your total debt
- A timeline for how quickly you can pay down debt
- Progress bars and graphs that track your progress
Whether you're working to pay off student loans, credit cards, or personal debt, MyInsights helps you break it down into attainable goals.
Tip #5: Build an Emergency Fund
An emergency fund helps keep you on a solid financial footing when life happens. MyInsights can help with that, too. You'll see alerts when you hit key savings milestones, helping you stay encouraged and on track.
- Get notified when you reach savings goals
- See real-time progress with graphs and charts
- Adjust your targets as life changes
With a digital tool to create a savings strategy and chart your progress, it’s easier to stick to building your emergency fund.
Tip #6: Find Your Financial Balance
A budget shouldn’t feel like a punishment. With MyInsights, you can balance saving with spending.
- Use Category Budget Insight to set flexible limits by category
- Identify easy ways to cut back without giving up everything fun
- Adjust your goals as your life changes
Whether it’s planning no-spend days or trimming your streaming subscriptions, small changes can lead to big wins.
Bonus Tip: Budgeting Made for Life on the Go
MyInsights is integrated directly into Emprise Bank’s digital banking platform, so your budget is always just a tap away on your computer or smartphone.
- Accessible from anywhere
- Seamlessly syncs with your accounts
- Secure, real-time data updates
Plus, you can securely connect your accounts at other financial institutions in the Emprise mobile app and get a complete view of your financial picture.
Start Budgeting Smarter Today
You don’t need to overhaul your life to get your finances under control. You just need the right tools, and Emprise Bank’s MyInsights gives you the flexibility, clarity, and support to make better financial decisions every day.